Your journey with us
Better understand how we’ll work together and see the ways we provide peace of mind at every stage of the process.
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Step 1
Disclosure and discovery
We’ll introduce ourselves and tell you about our services and the costs involved. You’ll tell us about you and your family, your circumstances, financial situation, and plans and aspirations for the future, so we can understand the reasons you’re seeking financial advice and what you hope to achieve.
This meeting is held at our expense, and we’ll give you plenty of time to ask any questions before you decide to proceed any further.
Step 2
Research and analysis
Having decided to proceed, the next step is looking at and reviewing your assets, liabilities, income and expenditure. We’ll review all the information that you told us as part of the Discovery Meeting and obtain detailed information from the likes of pension plan providers and investment companies about any current arrangements.
Once we have all the information we need, we’ll be in a position to research and analyse it all in terms of options available that may meet your plans and objectives.
Step 3
Review options
This stage involves a follow-up meeting with you to review the information we have obtained and researched, and discuss the options available that can fit in with your requirements and plans. This meeting will be an opportunity to consider the range of solutions and agree on a course of action.
Step 4
Recommendation
Our recommendation will be issued in writing as a comprehensive Recommendation Report. We will then arrange a meeting to discuss the recommendations made and answer any questions that you may have.
Step 5
Implementation
Once all recommendations are agreed, we shall ensure all parts of our initial recommendation are arranged and implemented and liaise with all providers on your behalf.
Step 6
Ongoing service and review
Most of the work we do with our clients is delivered through our ongoing services and regular reviews. It is here that we can make sure your financial plans really happen and stay on course.
Change is the only constant in life; every year there are changes in taxation, investment markets and regulation and you will almost certainly experience changes in your own circumstances. So, it is important to make sure that your financial planning remains responsive as the years pass and that your plans remain appropriate.
Get in touch with us
We'd love to hear from you and explain all about our services over a cup of coffee. Get in touch today.
Money Penny Wealth Management Ltd
Cobalt 3.1
Silver Fox Way
Cobalt Business Park
Newcastle upon Tyne
NE27 0QJ
