Gail Makepeace

• Advanced Diploma in Financial Planning

• Diploma in Financial Planning

• Financial Planning Certificate

• Certificate in Financial Services

• Award in Financial Administration (Pensions)

• Certificate in Life & Pensions

• AF2 (Business Financial Planning)

  This examination assesses the candidate to develop in depth financial planning skills related to business.

• AF3 (Pension Planning)

  This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

• AF5 (Financial Planning Process)

  This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

• AF7 (Pensions Transfers)

  Assesses the specialist knowledge and skills needed for advising on the transfer of safeguarded benefits.

• G60 (Pensions)

  This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

• J03 (The Tax and Legal Aspects of Business)

  At the end of this unit, candidates should be able to demonstrate an understanding of: the main legal forms of business and how they are set up and managed; the consequences of bankruptcy or insolvency; business accounts and financial controls; the taxation of each type of business entity, its owners and employees; the main legal responsibilities businesses have to employees, suppliers and customers.

• J05 (Pension Income Options)

  At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

• J11 (Wrap and Platform Services)

  At the end of the unit candidates should be able to understand the use of platforms in providing financial services, the legal regulatory environment in which they operate and the ability to assess the suitability of platforms in meeting client requirements.

• R01 (Financial Services, Regulation and Ethics)

  This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

• R02 (Investment Principles)

  This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

• R04 (Pensions and Retirement Planning)

  This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

• CF1 (UK Financial Services, Regulation and Ethics)

  The objective of this unit is to develop an understanding of the financial services industry including regulation and legislation.

• CF3 (Financial Protection)

  This examination assesses a knowledge and understanding of financial protection plans.

• CF4 (Retirement Planning)

  This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.

• CF5 (Integrated Financial Planning)

  Assesses the candidates’ ability to apply their knowledge and understanding of the financial services industry and its regulation.

• CF9 (Pensions Simplification)

  This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

• FP1 (Financial Services and their Regulation)

  Assessing an understanding of the financial services industry including regulation and legislation.

• FP2 (Protection, Savings and Investment)

  Assesses an understanding of protection, savings and investment products.

• FP3 (Identifying and Satisfying Client Needs)

• GR1 (Group Risk)

  This examination assesses an understanding of group risks, including the operations of such schemes and their features and taxation.

Gail has been awarded Chartered Financial Planner status by the Chartered Insurance Institute (CII). It is considered the “gold standard” financial planning accreditation and is a symbol of technical competence. Chartered status signifies a public commitment to upholding professional standards and adhering to a professional Code of Ethics.